One annual fee. Everything aligned.
Membership is how we stay accountable to you and you alone. Our charter caps our margin at 14% — we cannot legally earn more.
Lotus Care
Full access to the vetted caregiver network, AI safety monitoring, medication management, and the behavioral health platform.
- ✦Vetted in-home caregiver network
- ✦AI-powered safety monitoring
- ✦Medication dispensing & adherence
- ✦Behavioral health platform access
- ✦Residential placement advocacy
Lotus Complete
Everything in Care plus full access to the Financial Pillar: coordinated advisory team, trust and tax planning, and the 160x ROI tool.
- ✦Everything in Lotus Care
- ✦Coordinated trust & estate attorneys
- ✦Tax optimization & Roth conversion strategy
- ✦Long-term care funding plan
- ✦Personalized 160x ROI modeling
- ✦Founding member rate locked for life
Trust that can't be faked.
We structured the business so that your trust in us is legally enforceable, not aspirational.
Fiduciary by Charter
Margin cap and conflict-of-interest rules are written into our governing documents.
Abuse Protection
AI safety monitoring and care management designed to flag and prevent financial and physical abuse.
Total Privacy
HIPAA and SOC 2 Type II compliance. You own your data. We do not sell member data, ever.
$200K in fees. $32M in value. A 160x return.
A private bank client asked: did the $200,000 I paid in legal and planning fees actually help me? The answer: those structures generated $32 million in incremental estate value. Lotus Cares makes this previously exclusive coordination accessible.
Estate tax savings on policy proceeds — often 40% of face value preserved.
Tax-free growth compounding over 10 years with no RMD exposure.
Valuation discounts of 20–40% on transferred assets.
Prevention of Medicaid spend-down and estate depletion.
Avoiding guardianship proceedings costing up to $300K.
Annual exclusion gifting compounding with zero gift tax.